Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
301,408,077
0.000474%/
0.000521%
/4.57%
0.000623%
/5.46%
btc
BTC
2,609
244.82M USDT
0.000269%/
0.000336%
/2.95%
0.000327%
/2.87%
eth
ETH
6,302
11.19M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,897,624
41.47M USDT
0.000556%/
0.000833%
/7.30%
0.001040%
/9.12%
doge
DOGE
189,503,837
34.55M USDT
0.000369%/
0.000406%
/3.56%
0.000613%
/5.37%
ondo
ONDO
23,720,240
24.16M USDT
0.000988%/
0.001087%
/9.53%
0.001196%
/10.48%
shib
SHIB
1,011,769M
14.37M USDT
0.000353%/
0.000381%
/3.34%
0.000613%
/5.37%
kas
KAS
134,402,678
14.2M USDT
0.000155%/
0.000171%
/1.50%
0.000428%
/3.75%
bnb
BNB
19,809
12.07M USDT
0.005235%/
0.005894%
/51.64%
0.006091%
/53.36%
ltc
LTC
141,365
12M USDT
0.000347%/
0.000382%
/3.35%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?