Crypto's Upward Run Has Some Worried They've Missed the Boat, Survey Says

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Last week, President Donald Trump signed into law the pro-crypto GENIUS Act. Many Americans are eyeballing cryptocurrency these days—perhaps unsurprisingly, with the price of bitcoin recently topping $120,000. But some are concerned that they've missed the moment, according to a new survey.

One in five Americans who don't hold any crypto plan to change that this year, according to a survey of 2,000 people released recently by the National Cryptocurrency Association. Two in five of the respondents who wanted to learn more—about a third of the total—had the same idea, the survey said.

Still, a majority still say they're more likely to stay away this year. The NCA survey found that 55% of respondents feel researching cryptocurrency is overwhelming, and 70% say they need more trustworthy information before they would consider investing in it (Investopedia offers more resources about cryptocurrencies and how they work, which you can check out here.)

Half of those interested in learning more said they fear they’ve already missed the boat. Bitcoin, the most popular cryptocurrency, has surged by nearly 30% in 2025, earlier this month reaching a record high of over $123,000 amid expectations of a more crypto-friendly political environment and new legislation that could help digital assets become mainstream.

Ether, the second largest cryptocurrency, has also risen lately, recently trading around $3,600. The total market value of crypto is around $3.8 trillion, according to CoinMarketCap.

President Donald Trump last week signed into law the pro-crypto GENIUS Act. The law established a regulatory framework for a type of digital asset called stablecoins, paving the way for more widespread use.

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